Best Camera Phones Under 20000: Smartphone cameras have come a long way, and in 2026, you no longer need to spend a fortune to capture high-quality photos. Thanks to advanced sensors, AI image processing, and improved low-light performance, several smartphones priced under ₹20,000 now deliver results that closely resemble DSLR-style photography.
If you are looking for the best camera phones under ₹20,000 in India, this curated list highlights the top options that combine strong imaging performance with reliable everyday usability.
Why Budget Camera Phones Are Better Than Ever in 2026
In recent years, premium camera technologies have steadily moved into the mid-range segment. Features like large 50MP sensors, AI scene optimization, portrait effects, and night photography modes are now common even in affordable smartphones.
Manufacturers are also focusing heavily on software tuning, which plays a major role in producing sharp images, balanced colours, and stable videos — even when hardware limitations exist.
Best Camera Phones Under 20000 in India (2026)
iQOO Z10x 5G – Best Overall Camera Value
The iQOO Z10x 5G stands out as one of the strongest camera performers in its price range. Its primary sensor captures detailed images with accurate colours and good dynamic range. The phone handles portrait shots well and performs reliably in daylight and indoor lighting.
Beyond photography, it offers smooth performance and solid battery life, making it an excellent all-rounder for users who want strong camera quality without compromise.
Samsung Galaxy A17 5G – Reliable Imaging with Samsung Tuning
Samsung’s Galaxy A-series is known for consistent camera performance, and the Galaxy A17 5G continues that tradition. The phone delivers natural colour tones, sharp selfies, and dependable portrait shots.
Its camera software is particularly good for social media users, producing ready-to-share images straight out of the camera. Combined with Samsung’s polished display quality, this phone is a safe and trusted choice under ₹20,000.
Poco M7 Pro 5G – Great Daylight Photography
The Poco M7 Pro 5G offers impressive camera output for its price, especially in well-lit conditions. Photos come out sharp and vibrant, making it a good option for casual photographers.
With a powerful processor and a large battery, it also performs well as a daily driver, appealing to users who want balanced performance along with good camera results.
Motorola G67 Power – Strong Camera with Massive Battery
Motorola’s G67 Power focuses on endurance without sacrificing camera quality. The primary camera captures clean images with decent contrast, while Motorola’s image processing keeps photos natural rather than overly saturated.
Its standout feature is the large battery, making it ideal for users who frequently shoot photos and videos throughout the day without worrying about charging.
Realme C85 5G – Sharp Photos at a Competitive Price
The Realme C85 5G delivers solid camera performance for its segment. Daylight photos are crisp, and the selfie camera performs well for video calls and social media content.
It is a good option for users who want dependable camera results paired with a modern design and smooth everyday performance.
Realme P4 5G – Balanced Camera and Battery Performance
The Realme P4 5G offers consistent photography results across different lighting conditions. While it may not be the most advanced camera phone on this list, it delivers reliable output for everyday use.
Strong battery life and stable software performance make it a practical choice for long-term usage.
Vivo Y19s 5G – Budget-Friendly Camera Performer
Vivo’s Y19s 5G focuses on simplicity and ease of use. Its camera produces pleasing photos with good skin tones, making it suitable for portrait photography and selfies.
This phone is particularly appealing to users upgrading from older devices who want a noticeable improvement in camera quality without stretching their budget.
Lava Storm Play 5G – Affordable Indian Brand Option
The Lava Storm Play 5G proves that Indian brands are stepping up their game. The camera delivers acceptable image quality for the price, especially in daylight conditions.
It is a solid choice for budget-conscious buyers who want a clean Android experience and decent camera performance.
Oppo K13x 5G – Clean Images with Oppo Colour Science
Oppo is known for its camera tuning, and the K13x 5G offers good portrait and selfie performance. Images appear bright and well-balanced, especially for social media usage.
It is a good pick for users who value photography and prefer Oppo’s user interface and design language.
Comparison Table
| Smartphone Model | Main Camera | Best For | Approx Price |
| iQOO Z10x 5G | 50MP | Overall camera & performance | ₹14,999 |
| Samsung Galaxy A17 5G | 50MP | Natural colours & selfies | ₹19,499 |
| Poco M7 Pro 5G | 50MP | Daylight photography | ₹15,499 |
| Motorola G67 Power | 50MP | Battery + stable photos | ₹16,000 |
| Realme C85 5G | 50MP | Sharp budget photos | ₹17,999 |
| Realme P4 5G | 50MP | Balanced daily use | ₹18,299 |
| Vivo Y19s 5G | 50MP | Portrait & skin tones | ₹12,499 |
| Lava Storm Play 5G | 50MP | Entry-level camera users | ₹13,499 |
| Oppo K13x 5G | 50MP | Social media photography | ₹15,999 |
What to Expect from Camera Phones Under ₹20,000
Buyers in this segment can now expect:
- 50MP main cameras with improved clarity
- AI-based photo enhancement for better colours and HDR
- Night modes for low-light photography
- Portrait and beauty features for social media content
- 5G connectivity as standard across most models
While features like optical image stabilization (OIS) remain limited, software-based stabilization has improved significantly.
Final Verdict
In 2026, the under-₹20,000 smartphone segment offers excellent camera options for almost every type of user. Whether you prefer Samsung’s colour accuracy, iQOO’s performance-driven cameras, or Realme’s value pricing, there is no shortage of strong choices.
For users who want DSLR-like photos without breaking the bank, these smartphones prove that high-quality photography is no longer limited to premium devices.